At Montvale Orthodontics, we believe expert care should be both accessible and financially smart. As the end of the year approaches, it’s the perfect time to review your Health Savings Account (HSA) and Flexible Spending Account (FSA) balances – and make the most of any remaining funds.
Our practice is led by Dr. Don Oh, a board-certified orthodontist and Clinical Faculty member at the Harvard School of Dental Medicine, who brings a thoughtful, evidence-based approach to every treatment plan. We provide high-quality orthodontic care for patients of all ages across Bergen and Rockland County – and if you’re considering Invisalign, braces, or early treatment for your child, your HSA/FSA benefits can be a valuable way to support your smile goals.
What Orthodontic Services Are Eligible?
Most HSA and FSA plans cover a wide range of orthodontic services, including:
- Comprehensive treatment with braces or Invisalign
- Retainers and appliances
- Phase I treatment for children
- Diagnostic records and exams
If you’re unsure what your specific plan covers, we recommend contacting your plan administrator or reaching out to our team for help navigating your options.
Why Use Benefits Before December 31st?
FSA funds typically expire at the end of the calendar year, and many HSA plans also have important deadlines. If your funds aren’t used in time, you may lose the opportunity to apply them toward your orthodontic care.
Starting treatment now, or even scheduling a consultation before year-end, can help you lock in benefits, make use of pre-tax dollars, and plan your payment structure efficiently going into the new year.
Start with a Complimentary Consultation
Not sure where to start? Dr. Oh offers complimentary consultations, giving you a chance to ask questions, explore your treatment options, and review how your HSA or FSA can be applied.
We’re here to help you take smart steps toward a healthier, more confident smile – while making the most of your available benefits.